Key Takeaways An excluded driver is specifically listed on a policy as not covered to drive the vehicle. If an excluded driver causes a crash, insurance coverage is usually denied. Excluded drivers are typically treated as uninsured if they cause a crash. Indiana requires minimum liability coverage of $25,000/$50,000/$25,000. Claims against an exclusion are difficult without proof the exclusion was added in error. When someone who’s explicitly excluded from an auto insurance policy ends up ...
