Indiana law asks the driver turning left across traffic to yield first, which is why that driver carries the first duty in a left-turn crash. The first duty is not the only one, though. The same statute that puts it on the turning driver also puts a duty on oncoming traffic, once the turn has been yielded and signaled. Which half of that rule your crash falls under is what the insurer will argue about. A left turn is a different question from a T-bone or right-angle collision, which we cover on its own page. Who Has the Right of Way in an Ind...