What Happens After a Car Accident With an Out-of-State Driver?

Jun 19

Car accident claims are inherently stressful, but the complexity increases significantly when the other driver comes from out of state. This is because the laws where the accident occurred will typically govern the claim, and they might differ significantly from those in the driver’s home state.

If you’ve experienced a crash and injuries in Indiana, you need to consult a South Bend car accident lawyer who understands our state’s relevant laws. At Blackburn Romey, we will guide you through the claims process with an out-of-state driver. Contact us today.

Have You Suffered a Serious Injury?

First and foremost, your health and well-being are your priority. If you’ve suffered a serious injury, you need to seek medical attention immediately. Moreover, treatment will properly document your injuries, which can be key to any potential legal claims.

Remember to keep all records related to your injuries, including:

  • Medical records
  • Bills
  • Purchase of medical supplies and medication
  • Doctor’s appointments and travel receipts

All these and other relevant documents are important if you decide to pursue a claim.

Indiana Laws and Out-of-State Drivers

Indiana operates under an at-fault system, and this means the negligent driver is responsible for the damages incurred. Further, when a crash happens in South Bend, any legal proceedings or lawsuits will be handled in Indiana courts.

Also, the insurance policies of out-of-state drivers may differ from those in Indiana. Indiana insurance law requires that drivers carry a minimum bodily injury liability insurance of $25,000 per person and $50,000 per accident, but other states have different requirements. This might affect what you can pursue from their coverage.

Pursuing a Serious Injury Claim Against an Out-of-State Driver

If you decide to pursue a claim against the out-of-state driver, there are several steps you’ll need to follow:

Notify Your Insurance Company

Inform your insurer about the accident and provide them with basic details. Do not make any additional statements or say too much about the accident or your injuries. In fact, you can have your attorney handle this call, so you do not risk saying anything that might jeopardize a later claim.

Consult a Car Accident Attorney

Given the challenges involved in car accidents with out-of-state drivers, always contact a personal injury attorney. At Blackburn Romey, we can guide you in pursuing your claim and work to seek the compensation you deserve under the law.

What to Do if the Out-of-State Driver is Uninsured?

Dealing with an uninsured out-of-state driver adds another layer of complexity. If you have uninsured motorist (UM) coverage, you might file a claim with your policy to seek compensation. Your attorney can advise on the best course of action.

Need a Car Accident Lawyer in Indiana? We Can Help You

Handling a car accident case with a driver from another state can be challenging. However, you don’t have to do it alone. The team at Blackburn Romey has experience handling challenging car accident claims and are dedicated to helping you fight for the best possible outcome. If you’ve been injured in an accident involving an out-of-state driver in Indiana, request a free consultation today.

Tom Blackburn

Blackburn Romey founding partner Tom Blackburn graduated with honors receiving a degree from Indiana University at the Robert H. McKinney School of Law. Initiating his legal career in 1977, he has been active in practicing law and currently serves as a member of the Indiana State Bar Association on the Ethics and Advertising Committees, the American Bar Association, the American Association for Justice, as a board member at the Indiana Trial Lawyers Association, and as an appointed member of the Executive Committee for the State of Indiana for the National Trial Lawyers Association.

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This page has been written, edited, and reviewed by a team of legal writers following our comprehensive editorial guidelines. This page was approved by Founding Partner, Tom Blackburn, who has more than 47 years of legal experience, including over 39 years specializing as a personal injury attorney.