What If Someone Hits You Without Insurance?

Feb 7

You may have been struck by a negligent driver and subsequently learned that the driver did not have automobile insurance. Health insurance will likely cover medical expenses, but your health insurance policy will not cover lost wages, future lost earnings, or automobile repair bills. A health insurance policy will also not compensate you for the pain and suffering you endured as a result of the accident.

Contact Blackburn Romey to schedule a free consultation during which we can discuss the facts of your case. Our attorneys have experience representing clients who are struck by uninsured and underinsured motorists. Contact our office directly to learn more about the legal services we offer.

What If Someone Hits You Without Insurance?

Uninsured Motorist Coverage

Each driver who buys an automobile insurance policy should consider purchasing additional coverage. Uninsured motorist coverage and underinsured motorist coverage will help put a limit on the financial amount you may owe if you are struck by a driver who does not have automobile insurance.

Insurance companies have different policies that provide uninsured and underinsured motorist coverage. Even if you purchased this supplemental insurance, you might still have to demand that the insurance company pay you the full amount stated in your policy. Under these circumstances, it is a good idea to retain an experienced personal injury attorney who can offer you exceptional legal representation.

Our car accident attorneys can communicate with insurance companies and ensure that you receive the financial compensation you deserve. Your insurance company is not necessarily on your side, and the company may complicate matters when you demand payment under an uninsured motorist provision in your insurance policy.

Why Should I Retain A Personal Injury Lawyer?

Retaining a personal injury lawyer is one of the best things you can do if you are struck by an uninsured driver. You need to be able to consult with an experienced personal injury attorney, so you understand the difference between first-party claims and third-party claims. The driver may have been working for a third party at the time of the accident, and in these cases, it is helpful to have an attorney sort through the complex relationships in the case. A skilled personal injury attorney can advise you of your legal rights, hold liable parties accountable, and negotiate with insurance companies.

You also will benefit from hiring a personal injury attorney because the attorney will gather evidence, subpoena documents, and depose parties. Also, an attorney will conduct discovery and find out the information that opposing counsel has that may be detrimental to your case. Retaining a personal injury lawyer attorney gives you time to heal from your injuries without worrying about collecting medical records and itemizing medical bills.

Contact Blackburn Romey Today To Schedule A Free Consultation

Contact Blackburn Romey today if you were struck by an uninsured or underinsured driver. Our attorneys can help you negotiate with insurance companies, gather relevant evidence, and protect your legal rights. Learn more about the legal services we offer. Retaining a personal injury attorney is one of the best things you can do for yourself and your family after a motor vehicle accident.

Tom Blackburn

Blackburn Romey founding partner Tom Blackburn graduated with honors receiving a degree from Indiana University at the Robert H. McKinney School of Law. Initiating his legal career in 1977, he has been active in practicing law and currently serves as a member of the Indiana State Bar Association on the Ethics and Advertising Committees, the American Bar Association, the American Association for Justice, as a board member at the Indiana Trial Lawyers Association, and as an appointed member of the Executive Committee for the State of Indiana for the National Trial Lawyers Association.

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This page has been written, edited, and reviewed by a team of legal writers following our comprehensive editorial guidelines. This page was approved by Founding Partner, Tom Blackburn, who has more than 47 years of legal experience, including over 39 years specializing as a personal injury attorney.