How to File a Truck Accident Lawsuit in Indiana in 2025?

Aug 23

Indiana personal injury law allows truck accident victims to obtain compensation from the negligent party. While many get compensation from the at-fault party’s insurer, some receive low-ball offers. Many insurers and trucking companies do everything possible to minimize payouts to injured victims. A truck accident lawsuit allows an injured victim to enforce their rights through a court. Although insurers and trucking companies have substantial financial resources, parties to a lawsuit are equal in the eyes of the law.

When you litigate your case in court, you have the opportunity to convince a judge or jury to award a specific judgment amount. Consult a truck accident attorney in Indiana with litigation experience who can advise you on proper timings when filing a lawsuit.

How to File a Truck Accident Lawsuit in Indiana in 2025?

1. Seek Medical Attention

Immediately after the accident, prioritize your health by seeking medical care, even if injuries seem minor. Medical documentation is essential for your case as it establishes the extent of your injuries.

2. Gather Evidence

Collect as much evidence as possible at the scene:

  • Photos: Capture images of the accident scene, vehicle damages, and any visible injuries.
  • Witness Statements: Obtain contact information from witnesses and ask for their accounts of the accident.
  • Driver Information: Record the truck driver’s details, including their license and insurance information.
  • Truck Records: If possible, secure access to the truck’s logbook and maintenance records.

3. Determine Liability

Investigate who is at fault for the accident. This may involve:

  • Reviewing police reports.
  • Analyzing evidence collected.
  • Consulting with experts or accident reconstructionists to clarify how the accident occurred.

4. Consult an Attorney

Engaging a lawyer who specializes in truck accidents is crucial. They will help you understand your rights, gather evidence, and navigate the complexities of your case, including potential multiple liable parties (e.g., the truck driver, trucking company, or vehicle manufacturer).

5. File a Claim with Insurance

Before filing a lawsuit, you typically file a claim with the at-fault party’s insurance company. This claim should include:

  • Details of the accident.
  • Documentation of your injuries and damages.
  • Any other relevant evidence that supports your claim.

6. Prepare for Lawsuit Filing

If negotiations with the insurance company do not yield satisfactory results, you may need to file a lawsuit. Important considerations include:

  • Statute of Limitations: Be aware of deadlines for filing lawsuits, which can vary by state (e.g., three years in New York).
  • Jurisdiction: Ensure you file in the correct court based on where the accident occurred and where parties are located.

7. Discovery Phase

Once a lawsuit is filed, both sides enter a discovery phase where they exchange evidence. This may include:

  • Requests for documents (e.g., maintenance records).
  • Depositions from witnesses and involved parties.

8. Settlement Negotiations or Trial

Most cases settle before reaching trial. Your attorney will negotiate with the opposing party to reach a fair settlement. If no agreement is reached, your case will proceed to trial where both sides present their arguments and evidence.

9. Receive Compensation

If successful, compensation can cover medical expenses, lost wages, pain and suffering, and other damages resulting from the accident.

What Damages Can Get Compensated In A Truck Accident Lawsuit?

In a truck accident lawsuit, you can obtain three main types of damages: economic, non-economic, and punitive.

Economic Damages

Economic damages are the financial losses a truck accident victim sustains from injury. There is a direct dollar value for monetary damages. They make up a significant proportion of the settlement value in a truck accident lawsuit. Some of the losses included in economic damages:

  • Medical Expenses: Medical expenses form the core of a personal injury claim in a truck accident lawsuit. The negligent party should cover medical costs related to the truck accident, including surgeries, medical expenses, emergency room costs, physician bills, diagnostic tests, hospitalizations, and surgeries.
  • Lost Income: You’re entitled to a reimbursement for past and future earnings due to the accident or injury. Similarly, you’re entitled to compensation if the truck accident injury reduces your earning capacity. Lost income compensates for forgone benefits like salary, bonuses, tips, sick leave, vacation days, and fringe benefits.
  • Out-of-Pocket Expenses: You may also be entitled to a refund of out-of-pocket expenses related to the accident or injury. Examples of out-of-pocket costs include assistance with household chores or child care, travel expenses to and from medical appointments, and home modifications because of permanent disability.

Non-Economic Damages

Non-economic damages compensate an injured victim for other intangible losses resulting from the injury. You can obtain varying forms of non-economic damages depending on the facts and circumstances of your case. Examples of non-economic damages include:

  • Emotional distress
  • Pain and suffering
  • Loss of consortium
  • Loss of enjoyment of life
  • Permanent disfigurement or impairment

Punitive Damages

A court or a jury can award punitive and compensatory damages in a truck accident lawsuit. As the name suggests, punitive damages punish serious or egregious misconduct from the defendant. They also act as deterrents to prevent the defendant and others from engaging in similar misconduct.

How Long Does a Truck Accident Lawsuit Take?

Each truck accident is unique, making it difficult to estimate the completion timelines. Generally, the case takes several months to a few years to complete. The timelines for completing a truck accident lawsuit depend on several factors, including:

  • The number of parties involved
  • How long the injury takes to heal
  • The severity of injury and length of recovery period
  • If there are doubts about the negligent party
  • If the claim goes to trial

How Do Truck Accident Claims Differ from Car Accident Claims?

The other driver is primarily liable for injury-related losses in car accident claims. In commercial vehicle accidents, the truck driver is mainly liable for the accident-related losses, but the truck driver’s employer is equally liable. Other parties besides the driver may be liable for the truck accident. For instance, a truck owner may be financially liable for the losses if the accident occurred because of a mechanical problem. Alternatively, the truck manufacturer may be liable for loss if a design defect contributed to the accident. In addition, commercial vehicles operate under strict regulations, including driver regulations and vehicle maintenance. Compliance with set standards is crucial, as violations are likely to influence the outcome of a truck accident claim.

Get in Touch With An Indiana Truck Accident Attorney

If you have been injured as a result of a truck accident, you can make a claim or file a lawsuit for your damages. You can enhance your chances of success by working with an experienced attorney who will compile evidence and make solid arguments in court. Blackburn Romey is a trusted truck accident law firm with decades of experience litigating claims for injured victims. Contact us online or at 833-274-3533 for a free, confidential consultation.

Tom Blackburn

Blackburn Romey founding partner Tom Blackburn graduated with honors receiving a degree from Indiana University at the Robert H. McKinney School of Law. Initiating his legal career in 1977, he has been active in practicing law and currently serves as a member of the Indiana State Bar Association on the Ethics and Advertising Committees, the American Bar Association, the American Association for Justice, as a board member at the Indiana Trial Lawyers Association, and as an appointed member of the Executive Committee for the State of Indiana for the National Trial Lawyers Association.

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This page has been written, edited, and reviewed by a team of legal writers following our comprehensive editorial guidelines. This page was approved by Founding Partner, Tom Blackburn, who has more than 47 years of legal experience, including over 39 years specializing as a personal injury attorney.