After a car accident, you should follow all guidelines regarding auto insurance. You should then consult with a car accident lawyer in Indiana to learn about your legal rights. Minimum Liability Requirements In the state of Indiana, motor vehicle operators must have financial responsibility in effect. The required minimum coverage is $25,000 for the injury or death of one person, $50,000 for the injury or death of two or more individuals, and $25,000 for damage or destruction of property per accident. Many drivers elect not to carry the mi...