If you’ve been in a car accident, you may wonder, “Can you file a car accident claim without a police report?” In Indiana, the answer is yes, but it can be challenging. Without official documentation, proving fault and damages is harder. At Blackburn Romey, we thoroughly build your claim to maximize your compensation. Let’s discuss your case.
Yes, you can file a car accident claim and even sue without a police report in Indiana, but it can make proving your case more difficult. The police report serves as an official record containing all vital info, like the time and location of the people involved.
If law enforcement does not respond to an accident, you may need to file a report with the Indiana Bureau of Motor Vehicles (BMV). Indiana law requires drivers to report accidents within 10 days if they involve injuries, fatalities, over $1,000 in property damage, or if someone is trapped.
Failing to report a qualifying accident can result in fines, license suspension, or even misdemeanor or felony charges. To comply with state law, review Chapter 8 of Indiana’s Driver’s Manual or consult local authorities. Correctly reporting an accident protects your rights in insurance and legal proceedings.
In Indiana, you have two years from the accident date to file a personal injury lawsuit in most circumstances. But, if you wait too long, you may lose that right to compensation, even if your case is strong. Although two years sounds long enough, obtaining the evidence, negotiating with insurers, and building a solid claim takes time. Delays diminish your case and decrease your odds of fair compensation.
Not having a police report doesn’t make your claim impossible to file, but it does make things more complex. Here’s what you need to do to strengthen your case:
Gathering strong evidence becomes crucial in the absence of a police report. Take photos of the accident scene showing vehicle damage and visible injuries. Speak with witnesses and collect their details immediately after the incident. Bills and medical records will aid in proving severe injuries and financial losses. Keep all communications with the other driver, including texts, emails, or insurance exchanges. Footage from your dashcam serves as solid evidence in most cases. These details become critical for proving your claim and safeguarding your rights.
Be cautious when speaking with the other driver’s insurance company. Their goal is to minimize payouts, which could result in your claim being undervalued or denied. A lawyer can help you discuss your case with the adjuster and tell you what your rights protect.
Indiana car accident claims can be complex, especially without a police report. The attorneys at Blackburn Romey have the experience to navigate these challenges, negotiate with insurers, and build a strong case for maximum compensation. Visit us at 4203 W Jefferson Blvd, Fort Wayne, IN 46804, or contact us today to protect your rights.
Blackburn Romey founding partner Tom Blackburn graduated with honors receiving a degree from Indiana University at the Robert H. McKinney School of Law. Initiating his legal career in 1977, he has been active in practicing law and currently serves as a member of the Indiana State Bar Association on the Ethics and Advertising Committees, the American Bar Association, the American Association for Justice, as a board member at the Indiana Trial Lawyers Association, and as an appointed member of the Executive Committee for the State of Indiana for the National Trial Lawyers Association.
This page has been written, edited, and reviewed by a team of legal writers following our comprehensive editorial guidelines. This page was approved by Founding Partner, Tom Blackburn, who has more than 47 years of legal experience, including over 39 years specializing as a personal injury attorney.
